Financing

We offer you the possibility of paying during up to 60 months.


Financing of your purchases!

Optimum Plus proposes financing, which allows you to make purchases of greater value and distribute the payment in small installments over a long period.

It couldn't be easier, just choose one of the options!
 

1. Iceberg Finance

IcebergFinance.ca

Good news at the start of the year!

Interest rate from 12.99%!

As of February 20, 2020, Iceberg Finance will offer interest rates between 12.99% and 22.99% for its IF Xpress program! Interest rates will be granted based on the customer's credit risk. In addition, no further handling fees will be charged to customers.

 

What to do ?

You contact one of our stores to obtain financing for your furniture from our partner Iceberg Finance.
Credit amount is from $ 1,500 to $ 5,000 for a period of 24 to 60 months.

This option requires following documents:

- A void cheque.

- A copy of your driver's license or a medical card, or a permanent resident card (if necessary, proof of address, either payment by Hydro-Québec or telephone bill, etc.)

After all the loan request documents have been reviewed, our partner Iceberg Finance will contact you within one day to confirm the financing. The entire process can take from one to three business days.


The professionalism and dedication of our team allows for the confidentiality of our customers' information as well as the fast service.

 
2. Crédit Meubles

Contact our financing partner Crédit Meubles directly for a credit from $ 500 up to $ 25,000 - the annual interest is 19.99%. For this you can make an online request on the website: creditmeubles.com and provide the documents required for the loan request. Read the terms and conditions and follow the instructions on the website.

Once all documents are submitted, you will recieve a response within 24 hours. After your request is approved, you have 14 days to send your invoice to Crédit Meubles.

 Which documents are required (amount of 4):

-Bank transactions of the last 30 days, of the account on which the income is deposited and which has not been modified;
- A void check
- Proof of recent income;
-A valid photo ID (driver's license, passport, health insurance card or Canadian citizenship card).

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