Financing Options at Optimum Plus

At Optimum Plus, we believe furnishing your home should be easy and affordable. That’s why we’re proud to offer flexible financing options to help you enjoy your new furniture now and pay over time in manageable installments.

Introducing Our Financing Partners

 

iFinance – Flexible Financing for All Your Needs

Instant Pre-Approval: Get pre-approved in minutes without affecting your credit score!

Simple Monthly Payments: Choose from affordable, flexible payment plans with $0 down and no early repayment penalties.

Serving Canadians for Over 25 Years: Trusted financing solutions that cater to your budget.

How It Works:  

  1. Follow the link - https://apply.ifinancecanada.com/22934

  2. Get a Decision within minutes.

  3. Payments are sent directly to your service provider.

Loan Details  

- Amounts: $500 to $40,000

- Terms: Up to 72 months for loans over $3,000; 60 months for smaller loans.

- Interest Rates: Starting at 9.99%, with 0% interest rate plans available for qualified clients.

- Open Loans: Repay at any time with no penalties.

 

PayPlan by RBC – More Flexibility for Your Shopping

We’ve partnered with RBC PayPlan to offer you even more flexibility. With a credit line ranging from $300 to $10,000, you can spread your payments over up to 48 months.

- Interest Rates: 8% to 18%

- Soft Credit Check: Apply easily with a soft credit check to keep your application process simple and transparent.

Steps to Apply:  

  1. Shop your dream furniture online.  

  2. Apply for PayPlan by RBC financing.  

  3. Once approved, receive your order and pay over time!

 

Why Finance with Optimum Plus?

- Convenience: Multiple financing options to fit your needs.

- Flexibility: Choose between iFinance or PayPlan by RBC based on your preferences.

- Affordability: Spread the cost of your purchase with competitive interest rates and flexible repayment terms.

 

Furnishing your home has never been easier! Whether you’re decorating a room or your entire house, Optimum Plus offers the right financing solution for your budget. Apply today and bring home the furniture you love without breaking the bank!